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Professional Liability in Tampa and Lutz, FL

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Chris Black Insurance, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Chris Black Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Chris Black Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Lutz

1916 Highland Oaks
Lutz, FL 33559
Main office: 813-782-1777
Toll free: 877-807-1333

Palm Beach

12300 Alt A1A, Suite 104
Palm Beach Gardens, FL 33410
Main office: 561-784-4464

Sarasota

3384 Magic Oak Lane
Sarasota, FL 34232
Main office: 941-922-2600

Our Providers

I am Mike Wooten. I just want to tell you how happy I am working with Chris Black Insurance and Sharon. I was here today and talked to them about my homeowners and they were able to save me over $1200 a year on my homeowners insurance. I would recommend Chris and his agency to anybody.
Mike Wooton
My name is Bonnie. I have been a customer of Chris Black Insurance for about three years. Recently with the skyrocketing price of insurance, I wanted to find a better price and Chris and his staff were on top of the situation and they hooked me up with a good insurance company, Travelers, and saved me roughly $700 in the transition. So kudos to them.
Bonnie Hess
I am Gordon Bogart and I live down here during the winter. I own an insurance agency in Ohio and I got involved with Chris several years ago. He does a great job and I send a lot of people to him that I know from down here. We've got a very large agency in Ohio and I wish Chris would come work for us up there.
Gordon Bogert
My name is Bob. I have been a Chris Black Insurance customer for a couple of years now. The reason I began business with Chris is because he was so responsive. I did some checking and his rates are extremely competitive and they have got great customer service. I highly recommend them to my friends and neighbors.
Bob Cline
Chris es la primera person aquí en Florida, después de 13 años, que pasó mucho tiempo conmigo explicando los detalles de la póliza. Estoy muy complacida y satisfecha con el servicio que recibí. Lo recomiendo con confianza. Chris is the first person to take the time to explain the details of the policy. I am very pleased and satisfied with the service. I confidently recommend Chris to others.
Rocio Bonilla